Child care is one of the biggest costs a family carries, and most families qualify for something that lowers it. This guide covers the subsidies and discounts we offer at Super Kidz Club, California assistance programs, the federal tax credits nearly every working family can use and other ways to save.
Affordable daycare in Concord, CA is within reach for more families than most people expect once the right programs are in place. Some help comes directly from us, some from Contra Costa County and the State of California, and some from the federal tax code, which applies whether or not you qualify for a subsidy. Families often combine more than one.
Use the links below to jump to the section that fits your situation, or call us and we will walk through it together.
Super Kidz Club accepts two Contra Costa County subsidy programs directly, and we offer our own discounts on top. Here is how each one works at our center and how it lowers your tuition.
CoCoKids is Contra Costa County’s child care resource and referral agency and administers subsidized care for eligible families. Eligibility is based on income, family size and need for care, with state income limits of up to 85% of the State Median Income. Families apply to the CoCoKids eligibility list, and priority goes to the lowest-income families, so joining the list does not guarantee a spot. Once you have an authorization, you can name Super Kidz Club as your provider.
CoCoKids eligibility listFamilies receiving CalWORKs cash aid, or who recently left it, can use CalWORKs child care. Stage 1 is handled through the Contra Costa County Employment and Human Services Department (EHSD). Contact EHSD to confirm how the stages work for your family, and contact us to confirm how your authorization works with your child’s program.
Contra Costa EHSDEnroll two or more children and your second child receives 10% off tuition. With infant care, preschool, before and after school care and summer camp under one roof, siblings can stay together through age 12 with one drop-off and one bill. Ask us about exact terms when you enroll.
How to enrollWe have a refer-a-friend program for current Super Kidz Club families. If you know a Concord family looking for infant care, preschool or after-school care, ask the office for the current details and eligibility before you refer them.
Ask about referrals
California helps families pay for child care while parents work, attend school, look for work or take part in job training. The two programs most Concord families meet are CalWORKs child care and the Alternative Payment Program, and both pay the provider you choose directly. In Contra Costa County that assistance flows through CoCoKids and the county’s Employment and Human Services Department.
Families who receive CalWORKs cash aid, or who recently left it, can get child care while they work or take part in approved welfare-to-work activities. It runs in three stages: Stage 1 through the county welfare department (Contra Costa EHSD) when a family first enters the program, Stage 2 through an Alternative Payment agency once the family’s situation is stable, and Stage 3 for families who have completed the earlier stages and still qualify. Care is covered for children through age 12, and through age 21 for children with exceptional needs.
CDSS: CalWORKs Child CareThe Alternative Payment Program uses state and federal funds to pay the licensed provider a family chooses, so the help follows your child instead of tying you to one center. In Contra Costa County, CoCoKids administers it and keeps the eligibility list. Once you are approved, you name Super Kidz Club as your provider, CoCoKids pays us the subsidized portion directly, and you pay any family fee the program sets.
CDSS: Subsidized ProgramsEligibility comes down to income and a need for care. Household income must usually be at or below 85% of the State Median Income for your family size, and parents need to be working, in school or job training, looking for work, or have another approved reason for care. Children are covered through age 12. Priority goes to the families with the lowest income, and the limits change every year, so confirm current figures with CoCoKids.
CDSS: Child Care and DevelopmentIf you receive CalWORKs cash aid, ask your EHSD worker about child care or apply through BenefitsCal. Everyone else starts with the CoCoKids eligibility list, and their site shows what to submit. Have proof of income, household size and work or school hours ready. Joining the list does not guarantee care, so apply early. Once you have an authorization, you can name Super Kidz Club at 2140 Minert Rd, Concord.
Start at cocokids.orgSubsidies depend on income, but the tax code helps almost everyone who pays for child care. These credits are claimed when you file your taxes, not through the daycare, and most families qualify for at least one. Several can be used together, and all of them can be combined with a CoCoKids or CalWORKs subsidy. This is general information, not tax advice.
If you pay for care so you can work or look for work, this credit gives back a percentage of what you spend. For tax year 2026 it covers 20% to 50% of up to $3,000 in expenses for one child or $6,000 for two or more, so it is worth up to $1,500 or $3,000. Families with lower income get the highest percentage. It is claimed on IRS Form 2441 with your federal return.
IRS: Child and Dependent Care CreditMost families with a child under 17 can claim the Child Tax Credit, whether or not they pay for care. For 2026 it is worth up to $2,200 per qualifying child, and up to $1,700 of that is refundable, so you can receive it even if you owe no tax. The credit begins to phase out above $200,000 in income, or $400,000 for married couples filing jointly, and both you and your child need a Social Security number.
IRS: Child Tax CreditThe EITC is a refundable credit for working families with low to moderate income, and it grows with the number of children in your home. For 2026 it is worth up to $4,427 with one child, $7,316 with two and $8,231 with three or more. Many of the same families also qualify for California’s own CalEITC and Young Child Tax Credit on their state return.
IRS: Earned Income Tax CreditIf your employer offers a Dependent Care Flexible Spending Account, you can set aside up to $7,500 a year pre-tax for child care starting in 2026 ($3,750 if married filing separately), which lowers your taxable income. Your employer’s plan may set a lower limit. Money you run through an FSA cannot also count toward the Child and Dependent Care Credit, so compare which one saves your household more.
IRS Publication 15-B
Super Kidz Club is a private, licensed child care center. We are not a California State Preschool Program (CSPP) site or a Head Start site, and tuition is not free unless it is covered by a subsidy. If a free program fits your family better, we will say so.
Many Concord families use a part-day free program and rely on us for the before and after care hours those programs do not cover. Here are the options worth knowing about:
The questions Concord families ask most about paying for child care. Still curious? Call us and we will walk through your situation together.
Contact UsUp to $2,200 per qualifying child under 17, with up to $1,700 of it refundable. It begins to phase out above $200,000 in income, or $400,000 for married couples filing jointly. You claim it on your federal return whether or not you pay for child care.
Not for the same expenses. Money excluded through an FSA reduces the expenses you can use for the credit, so a full $7,500 FSA leaves no room for it. A tax professional can confirm what works for your household.
Yes. CoCoKids or CalWORKs covers part of tuition, and the Child Tax Credit and EITC do not depend on child care costs at all. The Child and Dependent Care Credit applies only to the part of tuition you pay yourself.
Yes. We accept the CoCoKids Child Care Fund for infant care, preschool and before and after school care. Apply at cocokids.org and name Super Kidz Club as your provider.
Yes. Contact us to confirm how your authorization works with your child's program. Contra Costa County EHSD can explain the CalWORKs child care stages.
Eligibility is based on income, family size and need for care, with state income limits of up to 85% of the State Median Income. Families apply to the CoCoKids eligibility list, and priority goes to the lowest-income families. CoCoKids confirms eligibility.
Some families pay a family fee set by the program, and in some cases a difference between the subsidy rate and tuition. We explain any amount clearly before you enroll.
When two or more of your children are enrolled, your second child receives 10% off tuition. Ask us about exact terms when you enroll.
No. We are a private licensed center. Tuition can be covered in full or part by CoCoKids or CalWORKs, but we are not a CSPP or Head Start site.
Tour our Concord, CA center and talk through tax credits, subsidies, discounts and real monthly cost.
Tours typically take 30 minutes.
Ways Families Can Reduce Child Care Costs at Super Kidz Club